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Individual Health Insurance Plans in Kansas City

HEALTH INSURANCE
MADE SIMPLE

At Canopy, we totally understand how confusing health insurance can be and want to help you make an informed decision when it comes to selecting your health plan. The tools and information on this page are a good place to start, but we can offer so much more and our services are completely free to you.

For instance, need help navigating healthcare.gov? Call us. Seriously. That’s what we’re here for. We can guide you through the entire process without you paying us a dime.

DO YOU QUALIFY FOR FINANCIAL ASSISTANCE?

Health insurance is available for everyone, and the government is helping qualifying individuals pay for that coverage through a premium subsidy. Find out if and how much you may qualify for with our simple subsidy calculator.

GET A QUOTE FOR INDIVIDUAL COVERAGE.

To start the enrollment process, estimate the cost of a new individual health plan with this simple, instant quoting tool. If you qualify for a subsidy, deduct that amount from your quote.

DO YOU QUALIFY FOR FINANCIAL ASSISTANCE?

This video helps simplify some of the major changes associated with healthcare reform (Obamacare). If you have 6.5 minutes, we recommend watching.

Our Vice President of Operations, Justin Fallein hosted a Google hangout to help answer questions about healthcare.gov and finding the right plan. Checkout the videos here.

IF YOU QUALIFY FOR FINANCIAL ASSISTANCE:

Did you use the handy calculator above and find out you qualify for a government subsidy on the Marketplace? There are a few items you’ll need in order to help expedite your enrollment:

  • Social security numbers and dates of birth for you and your dependents
  • Employer and income information (Ex: W-2 forms, pay stubs)
  • Cost of employer-sponsored coverage (if applicable) for all household members
  • Cost and policy number of any existing individual health insurance policies

HOW IS CANOPY DIFFERENT THAN A NAVIGATOR?

Navigators are government-appointed agencies recently created to help consumers understand the changes associated with healthcare reform, but, by law, cannot assist in choosing a health plan.

Canopy has more than 30 years of industry experience and offers year-round support for all your coverage needs. We’ve done our research and can help you understand how healthcare reform affects you, and even walk you through the healthcare.gov website. For Individual Health Insurance Plans in Kansas City, using our assessment process, we’ll find the plan that best fits your needs. Would you rather work with a local, experienced agent or a government employee in a call center who’s had limited training? Save yourself the time and stress — call us first.

YOUR HEALTHCARE CONSULTANT:

We take the time to understand your situation and needs to make sure you have the best plan for you and your family. We mean it when we say that with Canopy, “You’re covered.” Call us: 913 563-3500.

QUICK FACTS ABOUT OBAMACARE:

  • Published rates for health insurance are the guaranteed rates

  • Cost of coverage will not be determined by gender or current health status

  • You can no longer be denied coverage due to a pre-existing condition

  • All qualified health plans include the same set of essential health benefits which offer coverage for things like maternity care, emergency services, prescription drugs and wellness/preventative services

  • Starting January 1, 2014, health insurance is available to everyone

  • Health insurance can only be purchased during special enrollment periods or because of a qualifying life event

  • All plans are organized by a metallic-level designation to help consumers determine the amount of medical costs each plan will cover. For example, a “bronze” plan will pay approximately 60 percent of all medical costs, while a platinum plan will pay approximately 90 percent of medical costs. The level you choose affects premium costs as well as deductible, copay and coinsurance values and amounts

  • Due to the Individual Mandate, individuals without health insurance come January 1, 2014 are subject to a penalty of $95 or 1 percent of their gross annual income in 2014, whichever is greater. (Ex. 1 percent of $40,000 is $400)