- Posted by Canopy
- On July 30, 2015
- 0 Comments
- how to buy health insurance
Want to play a game? You’ll have three hours in the DMV (staffed by a cable company’s call center) to achieve an unclear goal to avoid unclear financial and tax consequences. You in?
“That sounds like a terrible idea!”
Quite likely this is the politically correct version of your response. Why would anyone want to endure that? Three facts that you should consider:
- Nobody wants to.
- Many will.
- You don’t have to.
I’m referring to open enrollment – the three months in which you can change health insurance plans. The decision lasts for a year. Go three months or more without health insurance, and you and yours will be subject to a tax penalty by the IRS. Toss in all the stress of the holidays to make that lovely scenario even better to your mind’s eye. And if you made a mistake in your application, consider that your insurance might be dropped and suddenly you have no coverage. Or coverage that doesn’t effectively cover you.
These things have happened. It happens because of poor websites and poor training and poor understanding of insurance.
But let’s throw two more options into this game. The first is that you can have someone who’s an expert take you through. That licensed individual can, with a few questions, understand your scenario. He or she will know what forms you need, what lines to stand in, what products to apply for, and where the shortcuts are, and how to move to the head of the line. How’s that for an option? It’s like having the personal trainer along for the race! What could be better?
How about having the personal trainer compete in your stead. And that’s option two. Such things aren’t legal on your high school track team, but here, it’s perfectly fine. And that’s what we do. We’re licensed, we’re educated, and we’ve been through the system hundreds of times.
I dare to say that we are to open enrollment what Michael Phelps is to swimming and Usain Bolt is to running. Want us to race for you?
Click here to find out why you should use Canopy to buy health insurance: